Holmes is a freelance journalist and content strategist based in Washington, DC, who has been writing about personal finance, health insurance, careers and small business for more than a decade. Finally, look at financial and customer satisfaction ratings to determine the strength of the insurer. However, health insurance does not cover elective surgical procedures or beauty treatments, and is not the same as accident insurance. Also, look at the financial and customer satisfaction ratings to see what others think of the insurer.
We also gave preference to affordable health insurance companies that offer ACA-compliant plans, as consumers can use subsidies to reduce the cost of their monthly premium. United offers the full spectrum of health benefit programmes for individuals, employers, and Medicare and Medicaid beneficiaries. Health insurance policies typically do not cover expenses such as eyeglasses and contact lenses, or dental exams, crowns and braces. Health insurance companies offer health insurance plans to patients who need to purchase individual health insurance for themselves and their families.
No one applying for health coverage through the individual market will be discouraged from applying for benefits, turned down for coverage, or charged a higher premium because of their health status, medical condition, mental illness claims experience, medical history, genetic information, or health disability. Find your state below and get information about the health insurance companies and products offered there, then get a fast, free health insurance quote. Kaiser Permanente offers private health insurance to residents of California, Colorado, Georgia, Hawaii, Maryland, Oregon, Virginia and Washington D. Humana, a broad-based health and wellness company, sells private policies in all of these areas, and the company has a range of plans for people living with chronic illnesses that include transitioning from a hospital stay to home care and meal delivery.
UnitedHealthcare (UHC) policies tend to be more expensive than average compared to other providers' plans.