will insurance pay for a tummy tuck?

For medically necessary procedures, insurance will cover the second phase of the procedure, as it is necessary to remove excess skin to eliminate the risk of rashes and infections. Since most health insurance companies do not cover the cost of cosmetic procedures, it can be very difficult to get insurance to pay for a tummy tuck. Johnson, the rule is that "generally, if your varicose veins have painful symptoms and you have tried and failed non-invasive therapies such as support stockings and sclerotherapy, then insurance will cover surgery". Health problems should never be faked in order for the insurance company to cover the cost of a cosmetic procedure.

The reason you can't cover the cost of a cosmetic procedure is that insurance companies tend to use cup size as a guide (often denying coverage if you're not a size "DD" or above, she says). It will start with a consultation with a surgeon, who will talk to you about your health goals and do an examination. Health insurance companies often cover the cost of breast reduction due to back pain, so it's not unheard of for some to provide coverage for tummy tucks when the stomach causes this same problem. Geldwort, MD, DPM, a sports medicine physician and podiatrist in New York City, "More health insurance companies will cover a bunion procedure than you might think.

When insurance coverage is not possible, you can consider various financing options for your abdominoplasty operation. Ask your doctor to provide your insurance company with a brochure about the health problems associated with carrying extra weight around the abdomen. In many cases, abdominoplasty is a purely cosmetic procedure, and most insurance plans do not cover it. This surgery results in a more contoured, lifted butt and is now routinely covered by insurance, he says.

On the other hand, some health insurance companies may not be willing to budge on the guidelines they have for cosmetic procedures. I was doing my CME (continuing medical education) and one of the questions was about what makes abdominoplasty "medically necessary", so it is sometimes covered by insurance. If there is some kind of health problem that may be related to the need for abdominoplasty, your health insurance company may be willing to provide some coverage.

Erika Ossenfort
Erika Ossenfort

Hipster-friendly food fan. Professional pop culture advocate. Freelance internet ninja. Devoted web fan. Extreme music evangelist.

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